Dear Atty. Gab,
Musta Atty! I hope you can shed some light on a very difficult situation my family is facing. My brother, Mateo Navarro, was working as an engine cadet on an international cargo vessel under a 10-month contract. We were devastated to learn that he died last month while his ship was docked in Singapore. The company informed us that he reportedly fell overboard late at night and drowned. They retrieved his body several hours later.
Mateo was only 25 and the main provider for his wife and young son. He seemed okay before he left, although he did mention feeling stressed about the long separation and the pressure of the job. He passed his pre-employment medical exam with flying colors. Now, the manning agency here in Manila is refusing to pay the death benefits stated in his POEA contract. They sent us a copy of the ship captainâs report which concluded that Mateo intentionally jumped off the vessel. They claim this means his death is not compensable.
We are shocked and heartbroken. While Mateo might have been stressed, we never thought he was suicidal. We donât have any proof of mental illness, just our feeling that he wouldnât do such a thing deliberately. Is the company correct? Is it enough for them to just say it was a willful act based on the captainâs report? What are our rights, especially for his wife and child? We feel lost and donât know where to turn. Any guidance you can provide would be greatly appreciated.
Thank you for your time,
Julian Navarro
Dear Julian,
Thank you for reaching out. I understand this is an incredibly painful and confusing time for you and your family. Losing Mateo under such circumstances, compounded by the companyâs refusal to pay benefits, must be overwhelming. Please accept my deepest condolences.
Generally, the death of a seafarer during the term of their employment contract makes the employer liable for death compensation benefits to the heirs. However, there is a significant exception if the death results from a willful act attributable to the seafarer, such as suicide. The critical point here is who needs to prove what. Letâs delve into the specifics of how Philippine labor law and the standard employment contract address these situations.
Navigating Seafarer Death Benefit Claims When Willful Acts Are Alleged
The primary framework governing the employment of Filipino seafarers on ocean-going vessels is the Philippine Overseas Employment Administration Standard Employment Contract (POEA-SEC). This contract outlines the rights and obligations of both the seafarer and the employer, including provisions for compensation in case of death.
As a starting point, the law generally favors the seafarer and their beneficiaries. The rule establishes a presumption of liability on the part of the employer when a seafarer dies during the contract period.
âThe death of a seaman during the term of employment makes the employer liable to his heirs for death compensation benefits.â
This means that, initially, the burden is not on your family to prove that Mateoâs death was work-related or accidental. His death occurred while his contract was active, which triggers the employerâs potential liability under the POEA-SEC.
However, this general rule is not absolute. The POEA-SEC itself provides a specific exception that employers often invoke in situations like the one you described. This exception relates to deaths resulting from the seafarerâs own deliberate actions.
âNo compensation shall be payable in respect of any injury, incapacity, disability or death resulting from a willful act on his own life by the seaman, provided, however, that the employer can prove that such injury, incapacity, disability or death is directly attributable to him.â
This provision is crucial. It explicitly states that if a seafarerâs death is due to a willful act on his own life (like suicide), compensation is not payable. However, the clause adds a very important condition: the employer must prove that the death is directly attributable to the seamanâs willful act. This shifts the burden of proof squarely onto the employer (the manning agency and the foreign principal).
Simply presenting a captainâs report stating it was suicide might not be sufficient on its own. The employer needs to establish, through substantial evidence, that Mateoâs death was indeed a deliberate act of taking his own life. Substantial evidence means such relevant evidence as a reasonable mind might accept as adequate to support a conclusion. Labor tribunals evaluate the evidence presented by both parties.
âSettled is the rule that factual findings of labor officials, who are deemed to have acquired expertise in matters within their jurisdiction, are generally accorded not only respect but even finality by the courts when supported by substantial evidenceâŠâ
You mentioned Mateo was stressed, but stress or homesickness does not automatically equate to a mental disorder that negates the âwillfulnessâ of an act. If you were to argue that Mateo was suffering from a mental condition that prevented him from forming the intent to end his life, the burden of proving that condition would likely fall on your family. Proving insanity or a state of mind requires more than just anecdotal accounts of stress.
âEstablishing the insanity⊠requires opinion testimony which may be given by a witness who is intimately acquainted with the person claimed to be insane, or who has rational basis to conclude that a person was insane based on the witnessâ own perception of the person, or who is qualified as an expert, such as a psychiatrist.â
Without such evidence (like medical records, psychiatric evaluations, or strong testimonies from those who observed specific, irrational behaviors indicating a lack of sound mind), countering the employerâs claim of a willful act becomes very challenging, especially if the employer presents evidence like eyewitness accounts or reports detailing circumstances strongly suggesting suicide.
The employer must present concrete proof linking the death directly to Mateoâs deliberate act. If they fail to meet this burden of proof with substantial evidence, the general rule of compensability for death during employment should prevail, and Mateoâs beneficiaries would be entitled to the death benefits under the POEA-SEC.
Practical Advice for Your Situation
- Gather All Documentation: Collect Mateoâs employment contract (POEA-SEC), allotment slips, any communication with him mentioning his state of mind (emails, letters, messages), the official incident report from the employer, the death certificate, and autopsy report if available.
- Review the Employerâs Evidence: Carefully examine the ship captainâs report and any other evidence the employer provided. Look for inconsistencies, lack of detail, or reliance on assumptions rather than facts. Was there an investigation? Were there witnesses?
- Assess Evidence of Mateoâs State of Mind: While general stress isnât enough, think if thereâs any concrete evidence suggesting Mateo was not of sound mind. Did he consult a doctor? Did he exhibit highly unusual behavior reported by crewmates or in communications home? Document anything potentially relevant.
- Consult a Labor Lawyer Specializing in OFW Cases: This is crucial. An experienced lawyer can assess the strength of the employerâs evidence versus your position, advise on the merits of filing a claim, and represent your family before the NLRC (National Labor Relations Commission) or NCMB (National Conciliation and Mediation Board).
- Understand the Burden of Proof: Remember, the employer must prove the death was a willful act. Your lawyer can help challenge their evidence and highlight any weaknesses in their claim.
- File a Claim Promptly: There are prescriptive periods (deadlines) for filing claims for death benefits. Consult your lawyer immediately to ensure you file within the required timeframe, typically within three years from the date of death.
- Consider Witness Testimonies: If possible, identify any crewmates who might be willing to provide statements about the incident or Mateoâs condition prior to his death. Their accounts could be valuable.
- Prepare for Litigation: Claims involving alleged suicide can be contentious and may require formal legal proceedings before the Labor Arbiter and potentially appellate bodies.
Navigating this process is challenging, especially while grieving. The employer has the burden to prove their defense of a willful act with substantial evidence. Your family has the right to contest their claim and seek the benefits Mateo worked hard for. Engaging a knowledgeable lawyer is your most important next step to effectively protect the rights of Mateoâs wife and child.
Hope this helps!
Sincerely,
Atty. Gabriel Ablola
For more specific legal assistance related to your situation, please contact me through gaboogle.com or via email at connect@gaboogle.com.
Disclaimer: This correspondence is provided for informational purposes only and does not constitute legal advice. For specific legal guidance tailored to your situation, please schedule a formal consultation.